Are banks, post offices, shipping services closed on Jan. 9, the national day of mourning?
President Joe Biden has declared Thursday, Jan. 9 a national day of mourning following the death of former President Jimmy Carter.
Biden said that flags will be at displayed at half-staff at the White House and on all public buildings and grounds for a period of 30 days from the day of his death. He called on the American people to assemble on Jan. 9 "in their respective places of worship" to pay homage to Carter.
"I invite the people of the world who share our grief to join us in this solemn observance," Biden said in a statement following Carter's death.
On previous national days of mourning, like after the deaths of former Presidents George H. W. Bush in 2018 and Gerald Ford in 2006, federal offices and stock markets were closed in the U.S.
Here's what to know about whether post offices, banks and shipping services, like UPS and FedEx, will be open or closed on Jan. 9.
What's closed on January 9?What to know about national day of mourning for Jimmy Carter
Federal offices will be closed on Jan. 9 following an executive order issued by Biden, meaning all U.S. Postal Service post offices will be closed and mail will not be delivered on Thursday, the USPS confirmed to USA TODAY.
National days of mourning do not require businesses or banks to close like a federal holiday normally does, so most banks will remain open on Jan. 9.
It is a good idea to reach out to your local bank branch if you want more specific information regarding their hours on Thursday.
No, UPS and FedEX pickup and delivery services are expected to be available on Jan. 9, and UPS Store and FedEx Office locations will be open.
Gabe Hauari is a national trending news reporter at USA TODAY. You can follow him on X @GabeHauari or email him at [email protected].
Are banks open on January 9? What to know ahead of the National Day of Mourning
On Sunday, Dec. 29, former U.S. president Jimmy Carter died at the age of 100.
The Georgia-born politician served in The White House from 1977 to 1981, and is remembered for his many contributions, not only while he served in office, but also for his accomplishments in the years following his presidency, including winning a Nobel Peace Prize in 2002 for his diplomacy work.
In honor of the life and legacy of the 39th U.S. president, President Joe Biden designated that all flags be flown at half-staff for 30 days. Biden also declared Thursday, Jan. 9 as a National Day of Mourning, calling on Americans to “assemble on that day in their respective places of worship, there to pay homage to the memory of President James Earl Carter, Jr.”
As part of the executive order, all executive departments and federal government agencies will be closed as a mark of respect for the former president and in observance of the official state funeral.
Much like a federal holiday, post offices will be closed and there won't be mail delivery on Jan. 9. According to the USPS, there will still be some limited package delivery on Thursday, but otherwise, mail will not run on that day.
But what about banks, credit unions and other financial institutions, including the U.S. Stock Market?
Here's everything to know for Thursday, Jan. 9, so you can plan accordingly.
Typically, banks and other financial institutions close on federal holidays, of which there are 11 each year.
Since Jan. 9 is a National Day of Mourning but technically not a federal holiday, Chase, Bank of America, Wells Fargo and other major banks will remain open, as will credit unions and most other financial institutions.
The U.S. stock market, which includes the New York Stock Exchange and the Nasdaq, is typically open Monday through Friday from 9:30 a.m. ET to 4 p.m.
However, on Thursday, Jan. 9, U.S. markets will remain closed in observance of the National Day of Mourning set aside for Carter. Markets will resume trading as usual on Friday, Jan. 10.
Are Banks Open Today? Here's a List of U.S. Bank Holidays for 2025
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Once a holiday weekend comes around, everything can become a frantic rush — family gatherings, last-minute shopping trips, ever-changing holiday decorations. It's easy to lose track of which days your bank is closed, but you also don't want it to affect your day off if you need to access money in one of your bank accounts.
We've included a list of holidays when most banks (including the best banks in the U.S.) close, plus alternatives for accessing cash if you need money quickly.
Banks and financial institutions close on federal holidays. Most have a holiday list on their website to let you know and prepare ahead of time.
Some brick-and-mortar national banks have a list in the FAQ section of the website.
Others, like TD Bank and Regions Bank, have separate pages with bank holiday schedules. During these holidays, brick-and-mortar banks will close all of their branches or modify their branch hours. Customer service hours may also vary depending on where you bank.
If a bank doesn't have a holiday schedule on its website, your best bet will be to call your nearest branch to know which holidays it's observing.
Online banks usually don't have physical branch locations, but you still may be affected. When an online bank observes a holiday, transactions may be delayed until the next day.
Customer service availability will usually stay the same with online banks, but there are some exceptions. Capital One 360 offers customer service support for all holidays except the Fourth of July, Thanksgiving Day, Christmas Day, and New Year's Day.
Most financial institutions follow the Federal Reserve System's holiday schedule. Here is the holiday schedule for 2025.
If a holiday falls on a Saturday, the bank will still be open on a Friday. But if a holiday occurs on a Sunday, the bank will be closed the following Monday.
The stock market is open on most of the same days as banks, with a few exceptions.
Most banking transactions don't process on bank holidays, regardless of whether you use an online or brick-and-mortar bank.
Ally Bank, for instance, doesn't let you make any money-related transactions on federal holidays. The online banking platform Chime also has a list of holidays when it can't process direct deposits.
Transactions at brick-and-mortar banks like Chase, Wells Fargo, and Bank of America won't be processed until the next business day. Business days are weekdays when branches are in operation.
So, instead of hinging on a lagging direct deposit, you may want to come up with a backup plan in case the transaction gets delayed.
Branches are closed on federal holidays, but ATMs aren't. If you have a debit or ATM card, you can still use a machine to take out cash during the holidays.
If you're out of town, you can also use a debit card to get cash back at a store if you don't have any free ATMs nearby. That way, you don't have to pay an out-of-network ATM fee if your bank doesn't reimburse charges.
If you receive a personal check during the holidays, there are a few roundabout ways access to your money quickly.
You can cash the check out at a store if you need money in a pinch.
Some ATMs let you cash or deposit checks, but you may already need to have those funds in your account. If your bank's ATM network doesn't let you make check transactions, you can deposit the check using your bank's online or mobile features, then cash your check out using an ATM.
Funds likely won't be available right away, so this alternative works best if you prefer to have money safe in your account and don't mind waiting a day or two.
